Free cash-flow worksheet
Find your Bridge Money number in about ten minutes: the cash that carries you from the first of the month to your next paycheck, so you stop borrowing from next month to pay for this one.
Why this happens
Marcus and Nicole earn about $155,000 a year, and on paper their money looks fine. But the big bills come due before they get paid, so every month they come up $535 short for about twelve days. A credit card covers the gap, they pay it off, and the cycle starts again.
That isn't a spending problem. It's a timing problem, and Bridge Money is the fix: cash set aside to carry you from the first of the month to your next paycheck.
What the worksheet helps you do
Find your number
Your own Bridge Money number, from your real bills and pay dates.
See the hidden gap
Why paying the card off in full doesn't close it.
Spot the pressure
The bills that put the most strain on your month.
Start small
Start with $1,000 and build the rest from there.
The plan that finally works
"For the first time in 15 years, we both feel that this might actually be the plan that works."
If you want help building the whole system around your pay dates, a free 30-minute Margin Strategy Call is the next step.
Book a Margin Strategy Call